Buy to Let

Becoming a private landlord can be a riskier and more complicated way to make money. For FREE advice on buy to let properties contact Maze today.

Financing Your Buy to Let Property

Becoming a private landlord should not be seen as an easy way of making money. It can be riskier and more complicated. It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise. That said, having a second property to let to tenants could reap considerable financial rewards over time.

When buying a second property to let, you will need to decide whether your primary objective is income or capital growth. In other words, are you looking to make a profit month on month or are you looking to make a profit through increased equity from the second property if it increases in value over time? The decision may affect the type of property you purchase, and the location.

When you manage a property there are many costs involved in addition to the monthly mortgage repayments. As a guide, you should be aiming to achieve a gross rent of about 135% of the rental property’s interest only mortgage repayments in order to cover your costs should anything go wrong.

Your home may be repossessed if you do not keep up repayments on your mortgage

Maze is here to help!

As with all other brokers, we receive a payment from the lender when your mortgage completes. Where we are different though, unlike some other brokers, we do not charge a fee for our services!

Yes, that’s right!!…….we do not charge a fee!

We pride ourselves on the service we provide without any cost to yourself, which will be very welcome when you have fees for solicitors and other costs associated with buying a property and/or moving house.

We search thousands of mortgages to find the most suitable deal for you, we are experienced, friendly, approachable, helpful and experts in sourcing the best products and have an outstanding record for offering expert and friendly advice.

The Financial Conduct Authority does not regulate most Buy to Let Mortgages

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This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

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